Loan Capital for Companies Banks Won't Fund

Need More Capital to Grow or Run Your Business – You've Come to the Right Place

Banks are increasingly selective when it comes to qualifying borrowers for commercial lending. Since banks rely on funds from depositors such as you and me, there is a strong expectation that they avoid taking undue risks with those funds. As a result, governmental oversight agencies closely regulate banks to ensure that underperforming growth companies or financially troubled businesses are not included in their lending portfolios. This is where we add value. Our New York–based financing house represents several hundred non-bank lenders. Unlike traditional banks, these lenders do not rely on depositor funds; instead, they raise capital through financial instruments in the capital markets, as well as through private investors and hedge funds. This structure enables them to operate with greater flexibility and a more entrepreneurial approach than banks. Importantly, this flexibility does not typically come at a significantly higher cost. In most cases, pricing remains competitive. One notable exception is within asset-based lending, where pricing is often influenced by loan size—smaller loans generally carry higher costs. With access to a broad network of alternative lenders, we are well positioned to consistently match the right financing solution to each specific situation.