Loan Financing built around your business, not the other way around

Three decades of lending experience in one team

Wingate Capital represents a top financial services company headquartered in New York City that is accredited by the Better Business Bureau. We arrange senior and sub-debt financing for companies and individuals that cannot obtain adequate commercial bank financing. Our partners work with hundreds of non-bank lenders and finance groups that provide funding solutions for start-ups, acquisitions—including situations where the borrower has limited capital to contribute—and debt restructuring for financially challenged companies. These financing solutions are available in most countries and can be structured with or without hard assets. We are also able to arrange up to 100% project financing, both domestically and internationally, with no debt service required during the construction phase and, in most cases, without taking any equity stake in the project. Project sizes typically range from $1,000,000 to over $500,000,000. This type of financing structure does require minimum liquidity to cover the costs associated with raising capital, which can often be as low as 1% or less of the total project cost. We do not charge any upfront fees. We initially review and analyze each client’s funding request at our own expense, after which we identify and engage an appropriate funding source together with our partners. Only once a lender has provided specific financing terms—based on the client’s representations regarding their transaction—do we present a formal proposal, along with our broker fee agreement. At that stage, the client can decide whether to proceed based on the outlined terms and conditions and formally retain us to move forward. We also guarantee that any retainer will be refunded if either we or the funding source are unable to fulfill the agreed-upon terms.